If you’ve been in a vehicle accident, here are some car crash questions and answers that might help you sort out what to do next.
Should I Admit Fault?
No. Do not admit fault. There are two reasons that should dissuade you from doing so. First, admitting fault may influence your chances of being able to get compensation from your insurance company or a lawsuit. Second, you simply don’t know if you were at fault. Car accidents happen very quickly and it takes trained investigators to determine what really went on.
What if I Know the Other Driver Caused It?
Talk to a personal injury attorney. The attorney will try to figure out how the other driver was negligent and, if necessary, the attorney will work to establish that the other driver was negligent in court. This is the most constructive thing you can do if you’re sure the other driver was at fault.
What About My Insurance Company?
Call them and provide them with any documentation you have, including receipts, photos you took of the accident and so forth. Do not, however, admit fault and do not sign anything if you aren’t 100% of what you’re signing. Most insurance companies are good about helping their clients—you pay them for many years, in all likelihood, without ever making a claim, after all—but sometimes they can be tricky.
What if My Claim is Denied?
You can talk to an attorney about this. Attorneys can sometimes sort out things with insurance companies and make them realize that their client is, in fact, owed money due to the accident.
What if I Don’t Have Money for an Attorney?
Attorney’s that handle personal injury claims, including car accident claims, will typically work under what’s called a contingency agreement. This arrangement with their client means that the attorney doesn’t get paid unless they win the claim in which they’re representing their client.
This is the best way to pursue a personal injury claim resulting from a car accident. If you’ve already been injured in a car wreck, you don’t need to spend your time worrying about attorney’s fees, on top of everything else. A good attorney can make sure that you get top-notch representation and, among the best attorneys, some of them are willing to risk their entire bill on whether they can win your claim for you.